cred.ai review are a mixed bag, with both enthusiastic supporters and some disappointed users. Here's a breakdown of the pros and cons to help you decide if it's right for you:
Pros:
No fees or interest: If you link your Cred.ai deposit account and activate the Guaranty, you won't pay any interest or fees on your Unicorn Card purchases. This can be a significant advantage for responsible spenders who want to avoid interest charges.
Credit building: The Unicorn Card reports payments to all three major credit bureaus, which can help you build credit history.
Unique features: Cred.ai offers some innovative features like 24/7 human customer service, early payday, and a self-destructing digital "stealthcard" for added security.
Rewards: You earn Cred coins for every rupee you spend through Cred, which can be redeemed for gift cards, movie tickets, and other perks